Prepaid Cards

Launch prepaid cards on your terms

Launch prepaid programs that lock spend to your rules. Pre-fund balances to prevent debt and overdrafts, set limits by user, merchant or category, and issue virtual or physical cards in your banking.

With Solaris you get full banking rails and compliance while keeping UX, data, and controls – no risk for you and your customers.

Prepaid control. Zero credit risk.

Offer prepaid cards for employee benefits, rewards, per diems, and more – no credit checks or linked bank accounts.

Streamline budgets and payouts with real-time reconciliation. Enforce granular controls by location, amount, time window, and transaction velocity. All without exposing our business to credit risk.

Smart prepaid cards, built for business

Safety first

Eliminate credit risk with pre-funded balances. Apply granular limits, automate refunds/disbursements to boost retention and lower operating costs.

Controlled payout

Pre-fund cards to cap spend by role, project, or time – no overdrafts, no credit exposure. Set rules by activity and frequency to keep budgets tight.

Payroll and Benefits

Disburse per-diems and benefits instantly – ideal for temporary employees and freelancers. Reduce administration and give workers immediate access to funds.

Business Travel

Control travel budgets with pre-loaded cards: restrict by geography, avoid foreign overdrafts, and reconcile faster in real-time.

Shopping

Enable secure online purchases without exposing primary bank accounts. Pre-set spending limits and categories to manage e-commerce spend.

Smarter employee benefits via prepaid cards

In partnership with Solaris, Spendit offers a Visa prepaid card – the SpenditCard – designed to enhance employee benefit programs.

Integrated with the spendit | Portal and myBenefits app, HR teams using the SpenditCard can modernize payroll management and reduce administrative tasks. Employees enjoy flexible spending wherever Visa is accepted, maximizing the value of their benefits.

Add more financial services to enhance your offering

Accounts

Offer fully branded accounts with dedicated IBANs and sub-accounts; and connect cards, payouts, and collections while you keep full UX and data control.

Identification

Accelerate onboarding with digital identity verification that makes sign-up effortless. Improve new customer conversion rates while ensuring security and compliance.

Let's start issuing your prepaid, debit, and credit cards together