Payment Flows
Run your payment transactions efficiently and at scale
All companies that handle financial transactions have to deal with payments in one form or another. But, many struggle with long settlement times, difficulties with cross-border or foreign exchange transfers.
Our fast and secure payment rails can be the backbone of your company's digital money transfers, regardless of country, currency or payment method.
Build your business on responsive payment processing and delight your customers with lightning-fast transactions.
Easy access to the world's leading payment networks
The massive increase in e-commerce transactions has made digital payments mainstream. And they are becoming increasingly important in the offline sector as well.
To keep pace with these developments, access to the world's leading payment networks is essential for any business.
Our unique embedded finance platform connects you to banks' national payment networks, in Europe via SEPA and SEPA Instant.
Ways to optimize your payment flows
SEPA Direct Debit
Expand your e-commerce payment business and enable merchants to collect euro-denominated payments from accounts in the 38 SEPA countries and associated territories.
SEPA Credit Transfer
Allows your customers to send and receive payments between two cross-border bank accounts in the eurozone.
Peer-to-Peer
Empower your customers to make peer-to-peer transactions via our network. Fast and safe transfers are a great alternative to traditional payment methods.
SEPA Instant
Experience seamless transactions across the Eurozone, completed in just seconds. Send up to €100,000 anytime – day or night, weekends, holidays, 365 days a year.
Maximizing payment acceptance
Connect to our payment flow infrastructure to maximize payment acceptance while minimizing processing charges.
Use our APIs to meet even more of your customers' needs by providing them with payment options that allow them to move their funds where and when they want it.
Your benefits
Best-in-class settlement times
Introduce the ultimate settlement service with real-time and instant payments - the most seamless and convenient customer experience possible.
Frictionless payments
Give your customers access to the latest paytech standards. Your customers benefit from frictionless peer-to-peer money transfers and faster payments.
Bundle with other financial services
With our APIs, you can choose the payment flow that works best for you and build a complete, customer-centric offering. Add payment cards or accounts to create great customer touch points.
